Penny
AILive 🚀

Penny

Team Yotha Makpichai

The big news

Kids spend hours in games, so Penny teaches money there. Penny is a money companion for kids from age 8 and grown-ups: a living town with a building for every money skill. Kids take read-aloud lessons at School, trade a practice crypto market with fake money and real tools in the Market Lab, dodge scripted traps like rug pulls, and compete in a multiplayer Arena. Penny, an AI companion powered by Claude, explains every step and never sells anything. Lifelong money habits, built through play.

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What it does

A gamified financial-literacy platform with age-levelled lessons, a simulated crypto market, multiplayer trading and future projections, plus an AI companion powered by the Claude API and ElevenLabs voices. Built with Node.js, PHP, JavaScript, MariaDB and Three.js behind Cloudflare.

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Meet the team

YMYotha Makpichai

This is an independent hackathon project. Some features may be prototypes. Please do your own research before relying on it.

Projects are independent hackathon entries by their builders. They aren't official U-Topia products, and some features may be prototypes or simulations.