Mira
Team Julachok Songjaroenzup
The big news
First jobbers can make idle savings work and still get fair credit when life happens. Mira is a fintech concept for young professionals: start investing in diversified global assets and curated funds from as little as 1,000 THB, then borrow against your portfolio through licensed non-bank partners instead of selling. A 'withdrawal lock' keeps pledged assets compounding, while a rule-based Python risk engine watches volatility and drawdowns to adjust defensive allocations. It's a thoughtful prototype for breaking the thin-credit-history trap young workers face.
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What it does
A fintech prototype for first jobbers that combines small-ticket investing with portfolio-backed credit lines through licensed partners, plus a rule-based risk engine that adjusts allocations based on market signals. Built with Next.js, Python and PostgreSQL.
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Meet the team
This is an independent hackathon project. Some features may be prototypes. Please do your own research before relying on it.