Branch CFO
AIPrototype

Branch CFO

Team Kunchawan Singthayom

The big news

Every small business can now ask its own CFO 'what if?' Branch CFO simulates your next 12 months 5,000 times and shows your odds of surviving, plus the month cash is likely to run lowest. Ask 'What if I open a second branch?' and it forks your assumptions like a Git branch and reruns the numbers. A Debt Doctor reveals the true cost of informal loans, and a voice agent calls customers to chase unpaid invoices. Every decision is committed to GitHub, so lenders can re-run and verify it.

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What it does

An AI financial-planning tool for small businesses using Monte Carlo cash-flow simulation, Git-style scenario branching, loan cost analysis and ElevenLabs voice calls for invoice follow-up. Decisions are saved and committed through the GitHub API. Built with Python, FastAPI, NumPy and React, using Claude, and deployed on Render.

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Meet the team

KSKunchawan Singthayom

This is an independent hackathon project. Some features may be prototypes. Please do your own research before relying on it.

Projects are independent hackathon entries by their builders. They aren't official U-Topia products, and some features may be prototypes or simulations.